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The Indian Currency- Basics, History And Who Issues It

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Since ancient times, India has been a land of rich culture and tradition. India is also a land of vast geographical diversity. The Indian subcontinent is home to some of the world’s most ancient civilizations. The Indian economy is one of the fastest-growing economies in the world. The Indian rupee is the official currency of the Republic of India. The rupee is subdivided into 100 paise. The issuance of the currency is controlled by the Reserve Bank of India. The Reserve Bank of India is the central banking institution of India and controls the monetary policy of the Indian rupee. The Indian rupee is officially recognized as a legal tender in India, Nepal, Bhutan, and Mauritius. The rupee is also accepted as a mode of payment in some other countries. 

Did you know that the Indian currency is the rupee, which is divided into 100 paise. It is managed by the Reserve Bank of India. The Indian currency is not fully convertible, meaning that there are restrictions on how much foreign currency can be brought into the country.  

The Basics of Indian Currency  

Indian money is the official currency of the Republic of India. The Reserve Bank of India is the country’s central bank and issues the currency. The Indian rupee is subdivided into 100 paise. The issuance of the currency is controlled by the Reserve Bank of India. The Reserve Bank manages currency in India and derives its role in currency management based on the Reserve Bank of India Act, of 1934. The Indian rupee is officially recognized by the International Monetary Fund as a reserve currency and is also colloquially referred to as the “rupees”, “rupaya” or “rupaye”.  

In 2012, a new symbol ₹ was officially adopted. It was designed by D. Udaya Kumar and is derived from the Devanagari consonant “र” and the Latin capital letter “R” without its horizontal bar. It officially replaced the ₹ symbol (₹) and the older Rs. symbol (₹) on 8 July 2011. 

One rupee is divided into 100 paise (singular paisa), though as of 2019 only 50 paise coins are legal tender. The issuance of the currency is controlled by the Reserve Bank of India. The Reserve Bank derives its role in currency management based on the Reserve Bank of India Act, of 1934. The Indian rupee is the official currency of the Republic of India. The coins of the Indian rupee are minted at the four India Government Mints located in Mumbai, Alipore (Kolkata), Saifabad (Hyderabad), and Noida (near Delhi). 

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The History of the Indian Currency

The Indian rupee (sign: ₹; code: INR) is the official currency of India. The rupee is subdivided into 100 paise (singular paisa), though as of 2019, coins of denomination of 50 paise or half a rupee is the lowest value in use. The issuance of the currency is controlled by the Reserve Bank of India. The Reserve Bank manages currency in India and derives its role in currency management based on the Reserve Bank of India Act, of 1934. In 2012, a new symbol ₹ was officially adopted. It was derived from the combination of the Devanagari consonant “र” (ra) and the Latin capital letter “R” without its vertical bar (like the R rotunda). The symbol was designed by Udaya Kumar Dharmasena. 

The First Series of Indian Coins

The first series of coins with the new rupee symbol started in circulation on 8 July 2011. Before this, ₹1, ₹2, and ₹5 coins were in use since 2010. In July 2011, a new ₹10 coin was also minted with the new rupee symbol. A new ₹20 coin is also being minted from 2011 onwards. The ₹1, ₹2, and ₹5 coins have been minted with the new rupee symbol without any change in their design, size, or weight. 

In 2013, the Reserve Bank of India introduced ₹100, ₹500, and ₹1000 banknotes with a new rupee symbol. The design of ₹500 and ₹1000 banknotes was unveiled by the then Finance Minister P. Chidambaram on 8 November 2016. The ₹500 banknote has a magenta-purple color, while the ₹1000 banknote has a burnt orange color. Both the banknotes have a portrait of Mahatma Gandhi in the watermark window. On the obverse, the denominational numeral is printed in Devanagari above the portrait of Mahatma Gandhi, with the RBI seal below to the left of the Mahatma Gandhi portrait. On the reverse, the denominational numeral is printed in Devanagari below the RBI seal, with the RBI Governor’s signature to the right of the RBI seal. 

Origin of ₹50 banknotes

The ₹50 banknotes were introduced on 18 November 2016. The design of the ₹50 banknotes was unveiled by the then Finance Minister P. Chidambaram on 8 November 2016. The obverse of the ₹50 banknotes has a portrait of Mahatma Gandhi in the center, with the RBI seal to the left of the portrait, and the denominational numeral ₹50 printed in Devanagari on the right. The reverse of the ₹50 banknotes has the denominational numeral ₹50 printed in Devanagari in the center, with the RBI seal to the right of the denominational numeral, and the RBI Governor’s signature to the left. 

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Origin of ₹200 banknotes

The ₹200 banknotes were introduced on 25 August 2017. The design of the ₹200 banknotes was unveiled by the then Finance Minister P. Chidambaram on 8 November 2016. The obverse of the ₹200 banknotes has a portrait of Mahatma Gandhi in the center, with the RBI seal to the left of the portrait, and the denominational numeral ₹200 printed in Devanagari on the right. The reverse of the ₹200 banknotes has the denominational numeral ₹200 printed in Devanagari in the center, with the RBI seal to the right of the denominational numeral, and the RBI Governor’s signature to the left. 

Who Issues the Currency Note in India?

The Reserve Bank of India (RBI) is the central bank of India and issues currency notes on behalf of the Government of India. The RBI is also responsible for the regulation of the monetary policy of the Indian rupee. The RBI is headquartered in Mumbai and has branches across the country. The RBI has the sole right to issue currency notes in India.  

The RBI was established on April 1, 1935, by the Reserve Bank of India Act, of 1934. The RBI was nationalized on January 1, 1949. The RBI plays a key role in the development of the Indian economy. The RBI regulates the monetary policy of the country and controls the supply of money in the economy. The RBI also manages the exchange rate of the Indian rupee.  

The RBI is also responsible for the supervision of the banking sector in India. The RBI has the power to inspect banks and impose penalties on banks for violations of banking regulations. The RBI also regulates the issuance of bank licenses. 

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Conclusion

The Reserve Bank of India (RBI) is the central bank of India. It controls the monetary policy of the Indian rupee. The RBI is also responsible for the management of the country’s foreign exchange reserves.  The Government of India is responsible for the issuance of currency notes and coins. It also controls the supply of currency notes and coins in circulation. The government also sets the exchange rate of the Indian rupee against other foreign currencies. 

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